Remember, when a client purchases life insurance, he or she always has the right to decline coverage or ask to increase protection, especially if he or she has completed a physical and answered all of the health questions correctly. The client may also adjust the face amount of the policy based on his or her financial needs. The client’s full disclosure in this matter makes the underwriting in these cases accurate and allows for quicker issuing of the insurance contract. Be sure to work closely with your life insurance agent when making these important financial decisions.
-Tom Newsad
Insurance Agent
Middletown, OH
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